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Proverbs on Money: Wisdom for Wealth and Stewardship


The Book of Proverbs is a timeless guide for godly living, authored primarily by King Solomon and completed by contributions from Agur and King Lemuel. Written in the context of ancient Israel during the monarchy, it serves as a collection of short, practical sayings designed to impart wisdom, discipline, and understanding. Its purpose, as stated in Proverbs 1:2-3, is “for gaining wisdom and instruction; for understanding words of insight; for receiving instruction in prudent behavior, doing what is right and just and fair.”

Proverbs touches on a wide array of topics relevant to daily life, including relationships, speech, diligence, and moral integrity. Among its many themes, wisdom and folly, the fear of the Lord, righteousness and wickedness, speech, and diligence stand out. Within these overarching themes, specific issues like money and wealth play a significant role. The Bible is clear that how one handles wealth reflects one’s values, priorities, and relationship with God, and Proverbs offers a wealth of wisdom on this important topic.

Words: 1278 / Time to read: 7 minutes


Money in Proverbs: An Overview

The Book of Proverbs addresses money as a powerful force, capable of great good or great harm depending on how it is used. It emphasizes wise stewardship, warns against greed and dishonest gain, and encourages generosity and care for the poor. Wealth is not condemned outright, but Proverbs teaches that it must be pursued and managed in alignment with godly principles.

Money, according to Proverbs, can be a blessing from the Lord when earned and used wisely. At the same time, the book cautions against allowing wealth to corrupt the heart, become an idol, or lead to selfishness. Proverbs underscores that a godly perspective on money prioritizes righteousness, integrity, and trust in God over material wealth.


1. Wealth as a Blessing from the Lord

Proverbs acknowledges that wealth can be a blessing, often linked with hard work, wisdom, and the fear of the Lord. However, this blessing is not to be pursued at the expense of righteousness or trust in God.

Key Proverbs on Wealth as a Blessing

  1. “The blessing of the Lord brings wealth, without painful toil for it” (Proverbs 10:22).
  2. “The plans of the diligent lead to profit as surely as haste leads to poverty” (Proverbs 21:5).
  3. “Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine” (Proverbs 3:9-10).
  4. “A faithful person will be richly blessed, but one eager to get rich will not go unpunished” (Proverbs 28:20).

While wealth is a gift, Proverbs is clear that it is not the ultimate goal of life. Trusting in God and living righteously must take precedence over accumulating material possessions.


2. The Dangers of Greed and Dishonest Gain

Proverbs repeatedly warns against greed, dishonesty, and the insatiable desire for wealth. Greed leads to spiritual and relational harm, while dishonest practices bring destruction rather than lasting success.

Key Proverbs on Greed and Dishonesty

  1. “Whoever loves money never has enough; whoever loves wealth is never satisfied with their income” (Proverbs 30:15).
  2. “Better the little that the righteous have than the wealth of many wicked” (Proverbs 16:8).
  3. “Ill-gotten treasures have no lasting value, but righteousness delivers from death” (Proverbs 10:2).
  4. “Dishonest money dwindles away, but whoever gathers money little by little makes it grow” (Proverbs 13:11).
  5. “A fortune made by a lying tongue is a fleeting vapor and a deadly snare” (Proverbs 21:6).

Greed not only blinds people to their need for God but often leads to exploitation and harm to others. Proverbs encourages contentment and a godly perspective, prioritizing eternal rewards over fleeting riches.


3. Generosity and Kindness to the Poor

Proverbs emphasizes the importance of generosity and care for the poor, teaching that kindness to others reflects God’s heart. Generosity is not only a blessing to the recipient but also enriches the giver.

Key Proverbs on Generosity

  1. “Whoever is kind to the poor lends to the Lord, and he will reward them for what they have done” (Proverbs 19:17).
  2. “A generous person will prosper; whoever refreshes others will be refreshed” (Proverbs 11:25).
  3. “The righteous care about justice for the poor, but the wicked have no such concern” (Proverbs 29:7).
  4. “Do not withhold good from those to whom it is due, when it is in your power to act” (Proverbs 3:27).
  5. “Those who give to the poor will lack nothing, but those who close their eyes to them receive many curses” (Proverbs 28:27).

Generosity, according to Proverbs, aligns with God’s character and demonstrates trust in Him rather than in material wealth. The act of giving is an act of faith, recognizing that all resources ultimately belong to God.


4. Contentment and Trust in God

Proverbs teaches that true wealth lies in contentment and trust in God rather than in the accumulation of possessions. Contentment reflects a heart anchored in God’s provision rather than materialism.

Key Proverbs on Contentment

  1. “Better a little with the fear of the Lord than great wealth with turmoil” (Proverbs 15:16).
  2. “Better a dry crust with peace and quiet than a house full of feasting, with strife” (Proverbs 17:1).
  3. “Give me neither poverty nor riches, but give me only my daily bread. Otherwise, I may have too much and disown you and say, ‘Who is the Lord?’ Or I may become poor and steal, and so dishonor the name of my God” (Proverbs 30:8-9).
  4. “Riches do not profit in the day of wrath, but righteousness delivers from death” (Proverbs 11:4).
  5. “The wealth of the rich is their fortified city; they imagine it a wall too high to scale” (Proverbs 18:11).

Contentment fosters gratitude and humility, reminding believers that true security comes from God, not from material wealth.


5. Money as a Tool for Righteousness

While wealth is often viewed with suspicion in Scripture, Proverbs demonstrates that money can be used to glorify God when handled wisely. Money is a tool that can be used to bless others, provide for family, and further God’s kingdom.

Key Proverbs on Money as a Tool

  1. “Honor the Lord with your wealth” (Proverbs 3:9).
  2. “The wealth of the wise is their crown, but the folly of fools yields folly” (Proverbs 14:24).
  3. “The generous will themselves be blessed, for they share their food with the poor” (Proverbs 22:9).
  4. “One person gives freely, yet gains even more; another withholds unduly, but comes to poverty” (Proverbs 11:24).
  5. “Plans fail for lack of counsel, but with many advisers they succeed” (Proverbs 15:22).

These proverbs encourage believers to view wealth as a resource entrusted by God for stewardship, not as an end in itself.


Conclusion

The Book of Proverbs offers profound wisdom on the topic of money, presenting it as a blessing when earned and used wisely, yet warning against greed, dishonesty, and misplaced trust. Proverbs emphasizes generosity, contentment, and stewardship, reminding believers that wealth is fleeting but righteousness endures forever.

Proverbs 11:28 encapsulates the essence of the book’s teaching on money: “Those who trust in their riches will fall, but the righteous will thrive like a green leaf.” This verse underscores the ultimate message of Proverbs: trust in God, not in wealth, and use what you have for His glory.


All Scripture quoted from:
New International Version (NIV)
Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.


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